Yes, it’s fast but just be aware that the currency is only one part of Ripple, so price will depend on what XRP is going to be actually be used in/for.
Its close work with the banking sector increases its potency and it’s also interested in the cross-border payment market (as with the Stellar network – which is now quite a different animal).
This is a centralised company that controls this coin and holds a good portion of it themselves. It’s not what crypto is about (being beyond anyone’s control).
Still, it’s a major player with a multiple (realistic) approach and is all part of the show. Its XRP token could move in a more decentralised direction in the future.
Sept 2018 update: xRapid cross-border payments coming soon. Potential growth for XRP token.
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